COULD YOU BENEFIT FROM A FINANCIAL PLAN?
YOUR ANSWERS TO THESE 20 QUESTIONS WILL HELP YOU DECIDE

Answer the questions below.  For each item, select an option.
When finished, click the "Submit" button.

Cash Flow Management

1. Do you have a current budget?

Yes
No
Unsure

2. Do you limit your spending on nonessential items, like meals out and recreation?

Yes
No
Unsure

3. Are you saving enough money each month to pay for future major purchases, such as a new home, new auto, or college costs?

Yes
No
Unsure

4. Do you currently have enough saved to pay for this year's major expenses, such as vacations or gifts?

Yes
No
Unsure

Debt Management

5. Do you have less than $5,000 in credit card debt?

Yes
No
Unsure

6. Do you have the lowest possible interest rates on all consumer and mortgage loans?

Yes
No
Unsure

Tax Planning

7. Was your tax refund less than $500 last year?

Yes
No
Unsure

8. Was your taxable investment income less than $1000 last year?

Yes
No
Unsure

Investment Planning

9. Do you have an emergency fund equal to at least 90 days of net pay?

Yes
No
Unsure

10. Do you contribute enough to your company savings plan to receive the maximum company match if offered?

Yes
No
Unsure

11. Is your investment portfolio properly allocated between stocks, bonds, and cash?

Yes
No
Unsure

12. Are you earning the best possible returns on your savings and investments?

Yes
No
Unsure

Insurance Planning

13. Do you have the correct amount and type of medical, life, and disability insurance at the lowest net cost?

Yes
No
Unsure

14. Do you have high limits and the proper deductible on your auto and home owners insurance?

Yes
No
Unsure

Retirement Planning

15. Do you know how much money you must have accumulated by retirement in order to generate adequate income for life?

Yes
No
Unsure

16. Are you saving enough money each month to accumulate the amount you will need by retirement?

Yes
No
Unsure

Estate Planning

17. Do you have an up-to-date will, living will, testamentary trust, and durable power-of attorney?

Yes
No
Unsure

18. Are all assets titled correctly?

Yes
No
Unsure

19. Do you maintain an organized record keeping system?

Yes
No
Unsure

20. Have you reviewed your entire financial picture with a trusted advisor in the last two years?

Yes
No
Unsure


    Securities offered through Tandem Securities, Inc. Member FINRA, SIPC. MSRB. | 3706 SW Topeka Blvd. Suite 400, Topeka, KS 66609 (785) 266-8333
© 2024 Net Projections